Job Summary
To assess and inspect lending procedures that mitigate the bank’s risk and recommend appropriate action

Duties And Responsibilities
1. Appraising and recommending lending decisions and recommending appropriate action in
accordance with the Credit Policy
2. Review all loans approved by Retail and Credit departments for compliance with policies and
procedures
3. Assesses risk on individual loan applications daily
4. Calculates and recommends to Head Risk monthly loan provisions in line with regulations
5. Checks all loans in arrears at Retail and Credit Departments for compliance with rules and
regulations
6. Gathers market intelligence to external risks that can have an adverse impact on Credit portfolio and
recommends the appropriate action daily.
7. Reviews system reports for adherence to Credit Policy daily
8. Reviews action taken on loans in arrears under Retail and Credit Departments daily
9. Follow-up on non-performing loans >90 days in arrears handed over to Risk for recovery daily
10. Reviews and maintains models for IFRS 9 (Credit Provisioning) and calculates monthly provisions
for Expected Credit Losses (ECL)
11. Inspects branches and carries out credit operational risk assessments (ORSA) on an ad-hoc basis

Qualifications And Experience
Degree in Accounting, Economics, Statistics , Risk or Banking & Finance

Minimum of two years working experience in banking and credit lending

How To Apply
Send detailed cvs to [email protected] on or before Tuesday 8th September 2020